I have been avidly survey filling in and working hard to keep the spending down.
So far the tally is 66.58 over the 3 weekends of this year.
Yesterday, we drove to Asda and I bought 10 packets of raisins.
They were 24 pence each. Since last Septemberish, raisins have been beyond our spending limit and we have bought mixed fruit instead at 64 pence.
I don't care why they have reduced the raisins, I only know that as long as they are 24 pence, we will be buying a fair few when we go there.
Yesterdays raisin bounty saved me £4.10 because we would buy them anyway and that would have been the difference in price of buying 10 mixed fruit packs.
If I had stuck to raisins (hehe) they would have been around 86 pence and so the saving would have been £6.20.
Baked beans are now 30 pence a tin minimum in Asda and Tinned Tomatoes are 38 pence.
Not so long ago I could buy 5 tins of tomatoes for £1 and 4 tins of Baked beans for £1.
No wonder people are struggling.
Today I have a chicken carcass in the slow cooker along with a meaty Turkey wing.
They will make risotto with a big bowl of rice, an onion and some mixed vegetables.
Bookish Monday
I have just finished reading
The Total Money Makeover by Dave Ramsay.
It is rather like a modern Version of the Richest Man in Babylon.
Dave advises getting rid of your credit cards.
(We never had any).
(I did this about 12 years ago in secret).
So far the tally is 66.58 over the 3 weekends of this year.
Yesterday, we drove to Asda and I bought 10 packets of raisins.
They were 24 pence each. Since last Septemberish, raisins have been beyond our spending limit and we have bought mixed fruit instead at 64 pence.
I don't care why they have reduced the raisins, I only know that as long as they are 24 pence, we will be buying a fair few when we go there.
Yesterdays raisin bounty saved me £4.10 because we would buy them anyway and that would have been the difference in price of buying 10 mixed fruit packs.
If I had stuck to raisins (hehe) they would have been around 86 pence and so the saving would have been £6.20.
Baked beans are now 30 pence a tin minimum in Asda and Tinned Tomatoes are 38 pence.
Not so long ago I could buy 5 tins of tomatoes for £1 and 4 tins of Baked beans for £1.
No wonder people are struggling.
Today I have a chicken carcass in the slow cooker along with a meaty Turkey wing.
They will make risotto with a big bowl of rice, an onion and some mixed vegetables.
Bookish Monday
I have just finished reading
The Total Money Makeover by Dave Ramsay.
It is rather like a modern Version of the Richest Man in Babylon.
Dave advises getting rid of your credit cards.
(We never had any).
Saving 1000 as an emergency fund by selling stuff or doing something extra to earn it...
(I did this about 12 years ago in secret).
Paying your debts as fast as you can manage it..
Luckily we just about got ours under control about 6 years ago when the car was paid off.
Saving 6 months living expenses.
We managed this last winter.
Paying off your mortgage as hard as you can..
Here we were very lucky because OH inherited enough to do that.
Investing any savings you can make above the 6 month expense fund
(This is the one I am going to work on this year although investing may just have to be banking it what with the economy absolutely frying the interest rate for savers)
OH pays into a pension pot at work so part of that is already done anyway.
His main mantra seems to be
'Live like no other so that you can live like no other'.
In other words,
Live as frugally as you can and the good times will come.
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